Heffernan Insurance Brokers, founded in 1988, is a group of entrepreneurial Insurance professionals. Our programs span from the traditional to the customized. Partnering with clients,we,design and implement coverage that maximizes protection and minimizes cost. As transportation specialists we are able to provide exceptional service for clients both small and large - from the owner-operator to major fleets. Our offerings go well beyond basic liabilty coverage, ranging from general liability and cargo to employee benefits, such as life/health and retirement.
Heffernan's FleetCHOICE is committed to securing the best insurance programs at the most competitive prices, with a focus on employee benefits and investments.
What types of clients does Heffernan's FleetCHOICE cover?
Transportation Industry
- Trade Industries-Contractors, Artisans, Handyman Services, etc.
- Logistics, including industries with delivery services
- Courier Services and Package Delivery
- Airport Shuttles
- Limousine Services
- Taxicabs
- Charter Buses
- and many more
Trucking & Commodities
- Radius of Operations - Local, Intermediate, Long Haul
- Construction - Highway and Road Construction, Building Materials & Rock,Sand,Gravel
- General Commodity Hauling, Vans, Flat Beds, Drop Decks, Refers & All COmbinations
- Grocery - Food Industry - Dry Goods, Fresh, Frozen, Liquid Products
- Specialized Transports - Auto Transports, Heavy Equipment, Extra Heavy, Extra Wide, Extra Long
- Tanker Commodities - Non-Hazardous & Hazardous
Fleet Sizes
- Owner-Operator to Major Fleets
What types of Insurance Products or Specialized Programs can FleetCHOICE offer?
Underwriting
- Traditional 1st Dollar Programs
- Risk-Based Pricing
- Stratified Analysis of Loss Experience
- Auto Liability Deductible Levels - $2500-$100,000
- Fronting - Self-Insured Retentions, Rent-A-Captives, Risk Retention Groups, Association Captives
Professional Risk Management Services
- Analysis of Driver Qualifications
- Development of Driver Criteria
- Fleet Safety Program
- Newsletters with Focus on Safety Tips
Other Coverages
- Truckers Liability/Auto Liability
- General Liability
- Garage Liability
- Property
- Auto Physical Damage
- Cargo
- Excess Limits and/or Umbrella Coverage
- Workers' Compensation and/or Occupational Accident
What Associations is Heffernan's FleetCHOICE affiliated with?<
- ATA - American Trucking Association
- CTA - California Trucking Association
- CDTOA - California Dump Truck Owners Association
- CDA - California Delivery Association
Transportation Resources
